July 18, 2012

How to Handle Outstanding Medical Bills

Don’t like going to the doctor or the ensuing bill that usually accompanies those visits? If you’re like many folks that don’t enjoy a visit to the doctor and have struggled with outstanding medical bills, take solace. You are not alone.

  • Stay in touch with those that are collecting. If you have outstanding medical bills, one of the best things you can do is keep in touch with those that are collecting the money. Everyone is acutely aware of the current financial situation and bill collectors understand (when you stay in touch) that things may come up.

  • Compromise. Along with staying in touch. be willing to compromise. If the bill calls for you to pay $100 per month and you can’t make the whole payment, pay something. It looks better on your credit report and keeps the creditors happy for another month should something else arise. When worse comes to worst, consider a lending institution like Plain Green Loans that can get you through a difficult moment.
  • Avoid getting sick – If you’re already in the ‘I’ve got outstanding medical bills’ category, this one might be too late for you. One of the best things you can do to stay away from the doctor is to eat healthily, get plenty of rest and work some exercise into your daily routine. If it sounds like a broken record, it’s because you’ve probably heard it a million times yet haven’t done anything. Rest helps your body fight off illness! Exercise cleans out your system and keeps your body strong, and eating healthily feeds your body the nutrients it needs to stay away from sickness.

How will you manage medical bills?